:root{
  color-scheme:light;
  --primary:#6543d4;--primary-600:#5636bd;--primary-700:#432a99;--primary-50:#f4f1fd;--primary-100:#e9e3fa;--primary-200:#d4c9f4;
  --ink:#16112e;--ink-2:#221a47;--fg:#241f3d;--muted:#625d7c;--line:#e4e0f2;--bg:#ffffff;--surface:#ffffff;--soft:#f7f5fd;
  --on-dark:#e7e2fb;--on-dark-muted:#a9a1d1;
  --brand:var(--ink);--brand-2:var(--primary);--accent:var(--primary);--accent-ink:#fff;--link:var(--primary-600);
  --shadow:0 1px 2px rgba(22,17,46,.04),0 10px 30px -12px rgba(67,42,153,.18);
  --radius:20px;--radius-sm:12px;
  --font:"Plus Jakarta Sans",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:96px}
body{margin:0;font:17px/1.7 var(--font);background:var(--bg);color:var(--fg);-webkit-font-smoothing:antialiased}
h1,h2,h3{font-family:var(--font);font-weight:800;letter-spacing:-.025em;line-height:1.15;color:var(--ink);margin:0}
a{color:var(--link)}
img{max-width:100%}
.container{max-width:1160px;margin:0 auto;padding:0 24px}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;color:#000;padding:8px 12px;z-index:100}

/* ---------- Header: floating pill ---------- */
.site-header{position:sticky;top:0;z-index:50;padding:14px 0;pointer-events:none}
.bar{pointer-events:auto;display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:62px;padding:8px 10px 8px 18px;background:rgba(255,255,255,.88);backdrop-filter:blur(14px);border:1px solid var(--line);border-radius:999px;box-shadow:var(--shadow);max-width:1160px}
.brand{font-weight:800;font-size:1.1rem;letter-spacing:-.02em;text-decoration:none;color:var(--ink);display:inline-flex;gap:10px;align-items:center}
.logo{display:block;width:36px;height:36px;border-radius:50%}
.nav{display:flex;align-items:center;gap:2px;font-size:.88rem}
.nav a{text-decoration:none;color:var(--fg);font-weight:600;padding:8px 12px;border-radius:999px;transition:background .15s,color .15s}
.nav a:hover{background:var(--primary-50);color:var(--primary-700)}
.nav a.nav-cta{background:var(--primary);color:#fff;margin-left:6px;padding:10px 18px}
.nav a.nav-cta:hover{background:var(--primary-700);color:#fff}
.menu-btn{display:none;background:var(--primary-50);border:0;color:var(--primary-700);border-radius:999px;width:42px;height:42px;cursor:pointer;place-items:center}
.menu-btn svg{display:block;width:22px;height:22px;margin:auto}

/* ---------- Buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--primary);color:#fff;text-decoration:none;border:0;border-radius:999px;padding:14px 28px;font:inherit;font-weight:700;cursor:pointer;transition:transform .15s,box-shadow .15s,background .15s}
.btn:hover{transform:translateY(-2px);box-shadow:0 12px 24px -10px rgba(101,67,212,.7);background:var(--primary-600);color:#fff}
.btn-sm{padding:8px 16px;font-size:.9rem}
.btn-ghost{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.35)}
.btn-ghost:hover{background:rgba(255,255,255,.1);color:#fff;box-shadow:none}
.btn-light{background:#fff;color:var(--primary-700)}
.btn-light:hover{background:var(--primary-50);color:var(--primary-700)}
.btn-block{width:100%;margin-top:10px}

/* ---------- Hero: dark centered ---------- */
.hero{position:relative;overflow:hidden;margin-top:-90px;padding:170px 0 0;color:var(--on-dark);background:radial-gradient(900px 480px at 85% -10%,rgba(101,67,212,.75),transparent 60%),radial-gradient(700px 400px at 0% 100%,rgba(101,67,212,.35),transparent 60%),var(--ink)}
.hero::before{content:"";position:absolute;inset:0;background:url("../media/hero-pattern.svg") center/cover no-repeat;opacity:.12;pointer-events:none}
.hero .container{position:relative;z-index:1}
.hero-copy{max-width:820px;margin:0 auto;text-align:center}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:.76rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--primary);background:var(--primary-50);padding:6px 14px;border-radius:999px;margin-bottom:18px}
.hero .eyebrow{background:rgba(255,255,255,.1);color:#d9ceff;border:1px solid rgba(255,255,255,.16)}
.hero h1{color:#fff;font-size:clamp(2.4rem,5.6vw,4.2rem);letter-spacing:-.035em}
.hero p.lead{font-size:1.2rem;color:var(--on-dark-muted);margin:22px auto 34px;max-width:36em}
.hero .actions{display:flex;gap:12px;flex-wrap:wrap;justify-content:center}
.hero-stats{list-style:none;margin:72px 0 0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-bottom:0;border-radius:28px 28px 0 0;backdrop-filter:blur(6px)}
.hero-stats li{padding:30px 26px;border-left:1px solid rgba(255,255,255,.1);color:var(--on-dark-muted);font-size:.9rem;line-height:1.5}
.hero-stats li:first-child{border-left:0}
.hero-stats b{display:block;font-size:2.6rem;font-weight:800;letter-spacing:-.03em;color:#fff;line-height:1.1}
.hero-stats b small{font-size:1rem;font-weight:700;color:#bba9fb;margin-left:4px}
.hero-stats span{display:block;margin-top:6px}

/* ---------- Sections ---------- */
section{padding:104px 0}
section.alt{background:var(--soft)}
.section-head{max-width:46em;margin-bottom:48px}
.section-head h2{font-size:clamp(1.9rem,3.8vw,2.8rem)}
.section-head p{color:var(--muted);margin:16px 0 0;font-size:1.08rem}
.section-head.center{margin-left:auto;margin-right:auto;text-align:center}
.prose p{margin:0 0 1em}
.prose ul{padding-left:1.2em;margin:.4em 0 1em}
.prose li{margin:.4em 0}
.prose li::marker{color:var(--primary)}
.prose h3{font-size:1.3rem;margin:1.4em 0 .5em}
.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow)}
.card h3{font-size:1.2rem;margin-bottom:10px}
.card p{margin:0;color:var(--muted)}
.ico{display:grid;place-items:center;width:48px;height:48px;border-radius:14px;background:var(--primary-100);color:var(--primary-700);margin-bottom:18px}
.ico svg{width:24px;height:24px}
.two{display:grid;grid-template-columns:1fr 1fr;gap:28px}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:20px}

/* 01 · Bento */
.bento{display:grid;grid-template-columns:repeat(6,1fr);grid-auto-rows:minmax(150px,auto);gap:18px}
.bento .media{grid-column:1/4;grid-row:1/3;margin:0;aspect-ratio:auto;min-height:340px;position:relative;border-radius:var(--radius)}
.bento .media figcaption{position:absolute;left:16px;bottom:16px;right:16px;background:rgba(22,17,46,.72);backdrop-filter:blur(8px);color:#fff;font-size:.88rem;padding:12px 16px;border-radius:14px;line-height:1.45}
.bento .b1{grid-column:4/7}
.bento .b2{grid-column:4/7}
.bento .b3{grid-column:1/4}
.bento .b4{grid-column:4/7;background:var(--ink);border-color:var(--ink)}
.bento .b4 h3{color:#fff}.bento .b4 p{color:var(--on-dark-muted)}.bento .b4 .ico{background:rgba(255,255,255,.12);color:#cdbfff}
.bento .b5{grid-column:1/4;background:var(--primary);border-color:var(--primary);color:#fff}
.bento .b5 p{color:#efeaff}.bento .b5 strong{color:#fff}.bento .b5 a{color:#fff}
.bento .b5 h3{color:#fff}
.bento .b1,.bento .b2,.bento .b3,.bento .b4,.bento .b5{display:flex;flex-direction:column;justify-content:center}
.bento .card .ico{margin-bottom:14px}

/* 02 · Timeline with sticky head */
.split{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:72px;align-items:start}
.split .sticky{position:sticky;top:110px}
.split .section-head{margin-bottom:0}
.timeline{list-style:none;margin:0;padding:0 0 0 64px;min-width:0;position:relative;counter-reset:s}
.timeline::before{content:"";position:absolute;left:17px;top:8px;bottom:8px;width:2px;background:linear-gradient(var(--primary),var(--primary-200))}
.tl-item{position:relative;counter-increment:s;padding:0 0 38px}
.tl-item:last-child{padding-bottom:0}
.tl-item::before{content:counter(s);position:absolute;left:-64px;top:0;width:36px;height:36px;border-radius:50%;background:var(--primary);color:#fff;font-weight:800;display:grid;place-items:center;box-shadow:0 0 0 6px var(--soft)}
.tl-item h3{font-size:1.3rem;margin:3px 0 8px}
.tl-item p{margin:0 0 .6em;color:var(--muted)}
.tl-item ul{margin:.4em 0 0;padding:0;list-style:none;display:grid;gap:8px}
.tl-item li{background:#fff;border:1px solid var(--line);border-radius:var(--radius-sm);padding:10px 14px;font-size:.95rem;color:var(--fg)}

/* 03 · Tool-first */
.feas-top{display:grid;grid-template-columns:1fr 1.05fr;gap:0;background:var(--ink);border-radius:32px;overflow:hidden;color:var(--on-dark);margin-bottom:48px}
.feas-intro{padding:48px;display:flex;flex-direction:column;gap:20px;background:radial-gradient(500px 300px at 0 0,rgba(101,67,212,.5),transparent 70%)}
.feas-intro .section-head{margin:0}
.feas-intro .section-head h2{color:#fff}
.feas-intro .section-head p{color:var(--on-dark-muted)}
.feas-intro .eyebrow{background:rgba(255,255,255,.1);color:#d9ceff}
.feas-intro .media.illustration{margin:0;border:0;background:rgba(255,255,255,.96);border-radius:var(--radius);max-width:340px}
.tool{background:#fff;color:var(--fg);padding:44px;border-radius:0}
.tool h3{margin-bottom:6px;font-size:1.4rem}
.fields{display:grid;grid-template-columns:1fr 1fr;gap:6px 18px}
#resultat{margin-top:18px;background:var(--primary-50);border:1px solid var(--primary-200);border-radius:var(--radius-sm);padding:16px 18px}
#resultat p{margin:.5em 0 0}
.feas-bottom{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.feas-bottom>div{background:var(--soft);border:1px solid var(--line);border-radius:var(--radius);padding:28px}
.feas-bottom h3{font-size:1.15rem;margin-bottom:10px}
.feas-bottom p{margin:0 0 .8em}
.feas-bottom ul{margin:0;padding-left:1.1em;color:var(--muted)}
.feas-bottom li{margin:.4em 0}
.feas-bottom li::marker{color:var(--primary)}
.feas-bottom .table-wrap{margin:.5rem 0}

/* 04 · Overlay image + rows */
.adv{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:stretch}
.adv-visual{position:relative;border-radius:32px;overflow:hidden;min-height:540px}
.adv-visual img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.adv-visual::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 35%,rgba(22,17,46,.9))}
.adv-visual .section-head{position:absolute;z-index:2;left:36px;right:36px;bottom:36px;margin:0}
.adv-visual h2{color:#fff;font-size:clamp(1.7rem,3vw,2.3rem)}
.adv-visual p{color:#ddd5fa;font-size:1rem}
.adv-visual .eyebrow{background:rgba(255,255,255,.16);color:#fff}
.rows{display:grid;gap:14px;align-content:center}
.row{display:grid;grid-template-columns:56px 1fr;gap:18px;align-items:start;padding:24px;border:1px solid var(--line);border-radius:var(--radius);background:#fff;transition:border-color .2s,transform .2s,box-shadow .2s}
.row:hover{border-color:var(--primary-200);transform:translateX(6px);box-shadow:var(--shadow)}
.row .ico{margin:0}
.row h3{font-size:1.15rem;margin-bottom:6px}
.row p{margin:0;color:var(--muted);font-size:.97rem}

/* 05 · Key figures + tiles */
.ages{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;margin-bottom:28px}
.ages>div{padding:28px 24px;border-left:1px solid var(--line)}
.ages>div:first-child{border-left:0}
.ages b{display:block;font-size:1.6rem;font-weight:800;color:var(--primary);letter-spacing:-.02em;line-height:1.2}
.ages span{display:block;margin-top:6px;color:var(--muted);font-size:.93rem;line-height:1.5}
.pension-main{display:grid;grid-template-columns:1.1fr .9fr;gap:28px;align-items:center;margin-bottom:28px}
.pension-main .media{margin:0;aspect-ratio:4/3;border-radius:28px}
.formula{background:var(--primary-50);border:1px dashed var(--primary-200);border-radius:var(--radius-sm);padding:16px 20px;margin:0 0 1em;color:var(--primary-700)}
.tiles{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.tile{padding:26px;border-radius:var(--radius);background:var(--soft);border:1px solid var(--line)}
.tile h3{font-size:1.1rem;margin-bottom:8px;color:var(--primary-700)}
.tile p{margin:0;color:var(--muted);font-size:.97rem}
.tile:nth-child(2){background:var(--primary);border-color:var(--primary)}
.tile:nth-child(2) h3,.tile:nth-child(2) p{color:#fff}
.tile:nth-child(2) p{color:#efeaff}

/* 06 · Private savings */
.sav{display:grid;grid-template-columns:.9fr 1.1fr;gap:28px;align-items:start}
.sav-cards{display:grid;gap:18px}
.sav-cards .card{border-left:4px solid var(--primary);border-radius:var(--radius-sm) var(--radius) var(--radius) var(--radius-sm)}
.unlock{background:var(--ink);color:var(--on-dark);border-radius:28px;padding:34px}
.unlock h3{color:#fff;font-size:1.3rem;margin-bottom:18px}
.unlock ul{list-style:none;margin:0;padding:0}
.unlock li{display:grid;grid-template-columns:1fr;gap:2px;padding:14px 0;border-top:1px solid rgba(255,255,255,.1)}
.unlock li:first-child{border-top:0;padding-top:0}
.unlock li b{color:#fff;font-weight:600;font-size:.97rem}
.unlock li span{color:var(--on-dark-muted);font-size:.88rem}
.unlock .source{color:var(--on-dark-muted);margin:16px 0 0}

/* Callouts, tables */
.callout{background:var(--primary-50);border:1px solid var(--primary-200);border-radius:var(--radius-sm);padding:18px 22px;margin:24px 0}
.callout p{margin:0}
.callout strong{color:var(--primary-700)}
.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--radius-sm);background:var(--surface)}
table{border-collapse:collapse;width:100%;font-size:.95rem}
th,td{padding:12px 16px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
th{background:var(--primary-50);color:var(--primary-700);font-weight:700;font-size:.82rem;text-transform:uppercase;letter-spacing:.05em}
tr:last-child td{border-bottom:0}
.tbl-space{margin:1rem 0}

/* ---------- Forms ---------- */
label{display:block;margin:14px 0 6px;font-weight:600;font-size:.9rem;color:var(--ink)}
input[type=text],input[type=email],input[type=tel],input[type=number],select,textarea{width:100%;padding:13px 16px;border:1.5px solid var(--line);border-radius:14px;background:#fff;color:var(--fg);font:inherit;transition:border-color .15s,box-shadow .15s}
textarea{resize:vertical}
input:focus,select:focus,textarea:focus{outline:0;border-color:var(--primary);box-shadow:0 0 0 4px rgba(101,67,212,.18)}
button:focus-visible,a:focus-visible,summary:focus-visible{outline:3px solid rgba(101,67,212,.5);outline-offset:3px}
label.check{display:flex;gap:10px;align-items:flex-start;font-weight:400;font-size:.88rem;margin:16px 0;color:var(--muted)}
label.check input{margin-top:5px;accent-color:var(--primary)}

/* ---------- FAQ: sticky head + list ---------- */
.faq-wrap{display:grid;grid-template-columns:.8fr 1.2fr;gap:72px;align-items:start}
.faq-wrap .section-head{position:sticky;top:110px;margin:0}
details{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-sm);padding:0 24px;margin-bottom:12px;transition:border-color .2s,box-shadow .2s}
details[open]{border-color:var(--primary-200);box-shadow:var(--shadow)}
summary{cursor:pointer;font-weight:700;color:var(--ink);padding:20px 0;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:12px}
summary::after{content:"+";flex:none;display:grid;place-items:center;width:30px;height:30px;border-radius:50%;background:var(--primary-50);font-size:1.2rem;line-height:1;color:var(--primary)}
details[open] summary::after{transform:rotate(45deg)}
details p{margin:0 0 20px;color:var(--muted)}
summary::-webkit-details-marker{display:none}

/* ---------- CTA: single split panel ---------- */
.cta-band{padding-top:40px}
.cta-panel{background:radial-gradient(700px 380px at 0 0,rgba(255,255,255,.14),transparent 60%),linear-gradient(135deg,var(--primary-700),var(--primary) 55%,#7b5be6);border-radius:36px;padding:56px;color:#fff}
.cta-panel .section-head{max-width:none;text-align:center;margin:0 auto 40px}
.cta-panel .section-head h2{color:#fff}
.cta-panel .section-head p{color:#e4dcff}
.cta-panel .eyebrow{background:rgba(255,255,255,.16);color:#fff}
.cta-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.cta-box{background:#fff;color:var(--fg);border-radius:var(--radius);padding:32px;box-shadow:0 24px 50px -24px rgba(22,17,46,.55)}
.cta-box h3{font-size:1.5rem;margin-bottom:6px}
.cta-box>p{color:var(--muted);margin:0 0 6px}
.cta-box ul.ticks{list-style:none;padding:0;margin:14px 0 6px;color:var(--muted);font-size:.93rem;display:flex;flex-wrap:wrap;gap:6px 16px}
.cta-box ul.ticks li::before{content:"✓";color:var(--primary);font-weight:800;margin-right:6px}

.small{font-size:.85rem;color:var(--muted)}
.source{font-size:.88rem;color:var(--muted);margin-top:18px}

/* ---------- Footer: dark, tiled ---------- */
.site-footer{background:var(--ink);color:var(--on-dark-muted);font-size:.93rem;padding:0;margin-top:0;position:relative;overflow:hidden;border-radius:40px 40px 0 0}
.site-footer::before{content:"";position:absolute;right:-120px;top:-160px;width:520px;height:520px;border-radius:50%;background:radial-gradient(circle,rgba(101,67,212,.5),transparent 68%);pointer-events:none}
.site-footer .container{position:relative}
.site-footer a{color:var(--on-dark);text-decoration:none}
.site-footer a:hover{color:#fff}
.foot{display:grid;grid-template-columns:1fr;gap:36px;padding-top:68px}
.foot-top{display:flex;justify-content:space-between;align-items:flex-end;gap:32px;flex-wrap:wrap;padding-bottom:36px;border-bottom:1px solid rgba(255,255,255,.1)}
.foot-top p{margin:12px 0 0;max-width:30em}
.site-footer .brand{color:#fff;font-size:1.5rem;margin:0}
.site-footer .logo{width:44px;height:44px;border-radius:50%}
.foot-title{font-size:.76rem;text-transform:uppercase;letter-spacing:.12em;color:#bba9fb;margin:0 0 16px;font-weight:700}
.company{margin:0;display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
.company div{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.08);border-radius:16px;padding:16px 18px}
.company dt{color:var(--on-dark-muted);font-size:.74rem;text-transform:uppercase;letter-spacing:.08em;margin-bottom:4px}
.company dd{margin:0;color:#fff;font-weight:500;overflow-wrap:anywhere}
.site-footer nav{display:flex;flex-wrap:wrap;gap:10px}
.site-footer nav a{padding:9px 16px;border:1px solid rgba(255,255,255,.14);border-radius:999px;font-size:.88rem;font-weight:500;transition:background .15s,border-color .15s}
.site-footer nav a:hover{background:var(--primary);border-color:var(--primary)}
.disclaimer{margin-top:36px;padding:22px 26px;border-radius:20px;background:rgba(101,67,212,.14);border:1px solid rgba(155,130,240,.25);font-size:.82rem;line-height:1.65;color:var(--on-dark)}
.disclaimer strong{color:#fff}
.disclaimer a{color:#fff;text-decoration:underline}
.copy{margin-top:0;padding:26px 24px 34px;font-size:.84rem;color:var(--on-dark-muted)}
.disclaimer+.copy{margin-top:8px}

/* ---------- Legal pages ---------- */
.is-page main{max-width:860px;margin:0 auto;padding:40px 24px 60px}
.is-page h1{font-size:2.4rem;margin:.4em 0 .4em}
.is-page h2{font-size:1.45rem;margin:2em 0 .5em}
.is-page h3{font-size:1.1rem;margin:1.4em 0 .3em}
.is-page table{margin:1rem 0;border:1px solid var(--line)}
.is-page th,.is-page td{border:1px solid var(--line)}
.notice{background:var(--primary-50);border-left:4px solid var(--primary);padding:12px 16px;margin:1.2rem 0;border-radius:8px}
.todo{background:#fff3cd;color:#664d03;padding:0 4px;border-radius:3px}
.is-page .site-header{display:block}
.is-page .hero-offset{height:0}

/* Media */
.media{margin:0 0 28px;aspect-ratio:var(--ratio,16/9);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow)}
.media img{display:block;width:100%;height:100%;object-fit:cover}
.media.illustration{box-shadow:none;border:1px solid var(--line)}

/* Reveal */
.reveal{opacity:0;transform:translateY(18px);transition:opacity .6s ease,transform .6s ease}
.reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none;transition:none}html{scroll-behavior:auto}.row:hover{transform:none}}

/* Forms: validation + honeypot */
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
input[aria-invalid=true],select[aria-invalid=true],textarea[aria-invalid=true]{border-color:#c0261d;background:#fff8f7}
.field-error{margin:6px 0 0;color:#c0261d;font-size:.86rem;font-weight:500}
.field-error::before{content:"⚠︎ "}
.btn[disabled]{opacity:.7;cursor:progress;transform:none;box-shadow:none}
.counter{text-align:right;margin:2px 0 0}

/* Contact page */
.contact-head{padding:36px 0 8px;max-width:46em}
.contact-head h1{font-size:clamp(2rem,4vw,2.8rem);margin:6px 0 10px}
.contact-head .lead{color:var(--muted);margin:0}
.contact-grid{display:grid;grid-template-columns:1.3fr .9fr;gap:28px;align-items:start;margin:24px 0 20px}
.contact-info{display:grid;gap:18px}
.contact-info .card h2{font-size:1.1rem;margin:0 0 10px}
.is-page .cta-box{border:1px solid var(--line);box-shadow:var(--shadow)}
.info{margin:0;display:grid;gap:10px}
.info div{display:grid;gap:2px}
.info dt{font-size:.78rem;text-transform:uppercase;letter-spacing:.07em;color:var(--muted)}
.info dd{margin:0}
.is-page .contact-grid{margin-top:20px}

/* Result page */
.result{text-align:center;max-width:620px;margin:40px auto 20px;padding:44px 30px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}
.result h1{font-size:1.9rem;margin:16px 0 10px}
.result-ico{display:inline-grid;place-items:center;width:72px;height:72px;border-radius:50%}
.result-ico svg{width:36px;height:36px}
.result-ok{border-top:4px solid var(--primary)}
.result-ok .result-ico{background:var(--primary-100);color:var(--primary-700)}
.result-error{border-top:4px solid #c0261d}
.result-error .result-ico{background:#fde7e5;color:#c0261d}
.result-msg{color:var(--muted);margin:0 0 6px}
.result-list{list-style:none;margin:16px auto;padding:14px 18px;border-radius:12px;text-align:left;font-size:.95rem}
.result-ok .result-list{background:var(--primary-50)}
.result-ok .result-list li+li,.result-error .result-list li+li{margin-top:6px}
.result-error .result-list{background:#fff1f0;color:#7a1a14}
.result-error .result-list li::before{content:"•";margin-right:8px;font-weight:700}
.result-actions{display:flex;gap:12px;justify-content:center;flex-wrap:wrap;margin-top:22px}
.result-actions .btn-ghost{color:var(--primary-700);border-color:var(--primary-200)}
.result-actions .btn-ghost:hover{background:var(--primary-50);color:var(--primary-700)}

/* ---------- Responsive ---------- */
@media (max-width:1000px){
  .split,.faq-wrap,.adv,.sav,.pension-main,.feas-top{grid-template-columns:1fr}
  .split,.faq-wrap{gap:36px}
  .split .sticky,.faq-wrap .section-head{position:static}
  .adv-visual{min-height:380px}
  .feas-bottom,.tiles{grid-template-columns:1fr}
  .company{grid-template-columns:repeat(2,1fr)}
  .hero-stats{grid-template-columns:repeat(2,1fr)}
  .hero-stats li:nth-child(3){border-left:0}
  .hero-stats li:nth-child(n+3){border-top:1px solid rgba(255,255,255,.1)}
  .ages{grid-template-columns:repeat(2,1fr)}
  .ages>div:nth-child(3){border-left:0}
  .ages>div:nth-child(n+3){border-top:1px solid var(--line)}
  .bento{grid-template-columns:1fr 1fr}
  .bento .media{grid-column:1/3;grid-row:auto;min-height:260px}
  .bento .b1,.bento .b2,.bento .b3,.bento .b4,.bento .b5{grid-column:auto}
  .bento .b5{grid-column:1/3}
}
@media (max-width:860px){
  .menu-btn{display:grid}
  .nav{display:none;position:absolute;left:0;right:0;top:calc(100% + 8px);background:#fff;border:1px solid var(--line);border-radius:24px;box-shadow:var(--shadow);flex-direction:column;align-items:stretch;padding:12px;gap:2px}
  .nav.open{display:flex}
  .nav a{padding:12px 16px}
  .nav a.nav-cta{margin:6px 0 0;text-align:center}
  .site-header .container{position:relative}
  .two,.cta-grid,.contact-grid{grid-template-columns:1fr}
  .cta-panel{padding:36px 22px;border-radius:28px}
  section{padding:72px 0}
}
@media (max-width:560px){
  body{font-size:16px}
  .container{padding:0 18px}
  .fields{grid-template-columns:1fr}
  .company{grid-template-columns:1fr}
  .hero{padding-top:140px}
  .hero-stats{margin-top:48px;border-radius:22px 22px 0 0}
  .hero-stats li{padding:22px 16px}
  .hero-stats b{font-size:2rem}
  .bento{grid-template-columns:1fr}
  .bento .media,.bento .b5{grid-column:auto}
  .tool,.feas-intro{padding:28px 22px}
  .row{grid-template-columns:1fr}
  .adv-visual .section-head{left:22px;right:22px;bottom:22px}
  .site-footer{border-radius:28px 28px 0 0}
}